SOVA Automotive
Rent-to-Own
Lease Info
What are the requirements?
Must have a valid Driver’s License (Cannot be suspended, revoked, or expired)
If financing through SOVA Automotive, must have Full Coverage insurance
Our flexible Buy Here, Pay Here program puts you in control of your approval. Enjoy adjustable terms, manageable payments, and in-house financing.
●First time buyer
● No minimum FICO
● No minimum Residence Time
● No minimum Job Time (You need just one pay stub)
●We accept difficult-to-prove incomes:
- Social Security Income
- Disability Income
- Child Support Income
- Side-Hustle Income (Uber, DoorDash, Grubhub, etc.)
Below $12,500
- 12 Month Term: 24 Bi-Weekly Payments
- $2,000 Down Payment
- $1,000 Delayed Down Payment Option*
In-House Financing
Our financing requires a Lending Fee ($1,000) and GWC Warranty ($1,500)
$12,500 - $14,999
- 18 Month Term: 36 Bi-Weekly Payments
- $3,000 Down Payment
- $1,500 Delayed Down Payment Option*
$15,000 & Above
- 24 Month Term: 48 Bi-Weekly Payments
- $4,000 Down Payment
- $2,000 Delayed Down Payment Option*
*With the Delayed Down Payment option, half of the remaining down payment is added to the first and second bi-weekly payments.