Rent-To-Own

Get Back on the Road with SOVA Automotive

Our flexible Buy Here, Pay Here program puts you in control of your approval. Enjoy adjustable terms, manageable payments, and in-house financing.

● First time buyer

● Valid Driver’s License (Cannot be suspended, revoked, or expired)*

● Self-Employed Customers

● $1000+ minimum Down Payment (on certain vehicles)

● Bi-Weekly Payment options

● No minimum FICO

● No minimum Job Time (You need just 1 pay stub)

● No minimum Residence Time

● We accept difficult-to-prove incomes:

○ Social Security Income

○ Disability Income  

○ Child Support Income

○ Side-Hustle Income (Uber, DoorDash, Grubhub, etc.)

A blue Hyundai car parked in front of a colorful mural painted on a brick wall.
White Ford F-150 pickup truck parked in front of a colorful graffiti wall.

Payment Options

Financed Amount: $12,500 and below=

  • $2,000 Down Payment

  • Up to 12 Month Term (24 Bi-Weekly Payments)

Financed Amount: $12,500 – $15,000 =

  • $3,000 Down Payment

  • Up to 18 Month Term (36 Bi-Weekly Payments)

Financed Amount: $15,000 and above =

  • $4,000 Down Payment

  • Up to 24 Month Term (48 Bi-Weekly Payments)

Flexible Option:

You may delay up to half of your Down payment! The remaining Down payment can be split and added to your 1st - 2nd Payments!

In-House Financing:

Our in-house financing requires:

- $1,000 Lending Fee

- $1,500 GWC Warranty

(*Note: Fee & Warranty are In addition to the purchase price of the vehicle)

Contact us

Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!

A logo with a gold mountain outline and the letters 'SOVA' in gray hanging from the right side of the mountain.