Rent-To-Own
Get Back on the Road with SOVA Automotive
Our flexible Buy Here, Pay Here program puts you in control of your approval. Enjoy adjustable terms, manageable payments, and in-house financing.
● First time buyer
● Valid Driver’s License (Cannot be suspended, revoked, or expired)*
● Self-Employed Customers
● $1000+ minimum Down Payment (on certain vehicles)
● Bi-Weekly Payment options
● No minimum FICO
● No minimum Job Time (You need just 1 pay stub)
● No minimum Residence Time
● We accept difficult-to-prove incomes:
○ Social Security Income
○ Disability Income
○ Child Support Income
○ Side-Hustle Income (Uber, DoorDash, Grubhub, etc.)
Payment Options
Financed Amount: Below $12,500
$2,000 Down Payment
Up to 12 Month Term (24 Bi-Weekly Payments)
Financed Amount: $12,500 – $15,000
$3,000 Down Payment
Up to 18 Month Term (36 Bi-Weekly Payments)
Financed Amount: $15,000 and above
$4,000 Down Payment
Up to 24 Month Term (48 Bi-Weekly Payments)
Flexible Option:
You may delay up to half of your Down payment! The remaining Down payment can be split and added to your 1st - 2nd Payments!
In-House Financing:
Our in-house financing requires:
- $1,000 Lending Fee
- $1,500 GWC Warranty
(*Note: Fee & Warranty are in addition to the purchase price of the vehicle)