Rent-To-Own

Get Back on the Road with SOVA Automotive

Our flexible Buy Here, Pay Here program puts you in control of your approval. Enjoy adjustable terms, manageable payments, and in-house financing.

● First time buyer

● Valid Driver’s License (Cannot be suspended, revoked, or expired)*

● Self-Employed Customers

● $1000+ minimum Down Payment (on certain vehicles)

● Bi-Weekly Payment options

● No minimum FICO

● No minimum Job Time (You need just 1 pay stub)

● No minimum Residence Time

● We accept difficult-to-prove incomes:

○ Social Security Income

○ Disability Income  

○ Child Support Income

○ Side-Hustle Income (Uber, DoorDash, Grubhub, etc.)

A blue Hyundai car parked in front of a colorful mural painted on a brick wall.
White Ford F-150 pickup truck parked in front of a colorful graffiti wall.

Payment Options

Financed Amount: Below $12,500

  • $2,000 Down Payment

  • Up to 12 Month Term (24 Bi-Weekly Payments)

Financed Amount: $12,500 – $15,000

  • $3,000 Down Payment

  • Up to 18 Month Term (36 Bi-Weekly Payments)

Financed Amount: $15,000 and above

  • $4,000 Down Payment

  • Up to 24 Month Term (48 Bi-Weekly Payments)

Flexible Option:

You may delay up to half of your Down payment! The remaining Down payment can be split and added to your 1st - 2nd Payments!

In-House Financing:

Our in-house financing requires:

- $1,000 Lending Fee

- $1,500 GWC Warranty

(*Note: Fee & Warranty are in addition to the purchase price of the vehicle)

A logo with a gold mountain outline and the letters 'SOVA' in gray hanging from the right side of the mountain.